Continuity
Keep eligible digital journeys available within bank-approved controls.
Terafin Channel Manager
Change your core.
Not your customer
experience.
Keep digital channels connected while the systems behind them evolve.
INTEGRATEPROTECTMODERNISE
PLATFORM ARCHITECTUREIllustrative flow
01 / EXPERIENCEYour digital channels
Mobile
Internet
Partners
TERAFINCONTROL LAYER
Route & orchestrate
Transaction routingBank-defined policiesRecovery controls
Core bankingCore available
Payment systemsConnected interfaces
02 / SYSTEMS OF RECORD
Connect the everyday.
Channel requests move through a common control layer to the core and payment systems.
Modernisation
Manage core-interface change behind a consistent channel integration layer.
Control
Maintain transaction visibility through processing, disruption and recovery.
01 / THE CHALLENGE
Your customer sees one bank.
Behind it, everything is changing.
Core upgrades. New payment services. Growing channel demand. Every change introduces dependencies that can reach the customer experience.
Terafin creates separation between digital channels and the core—so you can manage those dependencies through a dedicated transaction-control layer.
02 / THE CONTINUITY LIFECYCLE
One platform.
Three critical moments.
Continuity is more than keeping a channel open. It is controlling what happens before, during and after a disruption.
01
WHEN SYSTEMS ARE AVAILABLE
Connect.
Route channel requests through a consistent integration layer. Coordinate services and maintain transaction records.
02
WHEN THE CORE IS UNAVAILABLE
Continue.
Apply bank-approved stand-in rules for eligible journeys. Retain the information needed for controlled recovery.
03
WHEN CORE SERVICES RETURN
Recover.
Synchronise, process deferred work and support reconciliation across the transaction lifecycle.
Stand-in is deliberate, not unrestricted. Your bank defines eligible services, available data, limits and risk controls.
03 / THE CAPABILITIES
Engineered around
the transaction.
A banking transaction-continuity layer between digital channels and core banking systems.
TERAFIN
TRANSACTION CONTINUITY & CONTROL
TRANSACTION CONTINUITY & CONTROL
01
Channel-to-core integration and transaction routing
02
Bank-controlled stand-in for eligible services
03
Transaction buffering and deferred posting
04
Synchronisation and recovery workflows
05
Transaction visibility and reconciliation integration
Core banking migrations
Adapt core interfaces while retaining a consistent channel integration point.
Channel resilience
Define how eligible services operate when dependencies become unavailable.
Connected growth
Introduce new interfaces and transaction journeys through controlled integration.
05 / YOUR ENVIRONMENT, YOUR CONTROLS
Start with the journey.
Agree the boundaries.
Stand-in availability depends on the journey, available data, risk controls and rules approved by your bank. It is not a promise that every transaction can operate offline.
We work through your channels, interfaces, transaction volumes and operating requirements before agreeing scope. API Management and complementary products are considered where they support the intended outcome.
See the connected portfolioLET’S MAP YOUR NEXT MOVE